Gold Loan Interest Rate Comparison
Manappuram Vs Muthoot Finance

Gold Loan Interest Rate Comparison

Get the lowest interest rate on gold loan using our gold loan interest rate comparison tool.

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Minimum (₹20,000)
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Muthoot Finance
  • Rates calculated with 22K Gold Purity with 6 months of tenure with 70% LTV.
  • Processing fees borne once in 6 months
  • Average of 4 doorstep visits in tenure of 6 months
  • Average tenure of 6 months
Gold Loan starting @ 0.77% per month


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Why choose

Trusted by over 20 Lakh customers, indiagold provides instant gold loans and secure gold locker services across India

Hassle Free Online Repayments

Hassle Free Online Repayments

Quick release guarantee

Quick release guarantee

High Loan Amount for your Gold

High Loan Amount for your Gold

Get cash quickly at home

Get cash quickly at home

Information provided above on indiagold website is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results. indiagold adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available.
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Frequently Asked Questions - FAQs

We understand its your gold, so we have thought this through!

Will the interest rate on my gold loan vary with the kind of gold ornaments I pledge?
Will my credit score have any effect on the interest rate on my gold loan?
How do I repay the gold loan I have availed?
How can I calculate the gold loan interest amount?
What are the eligibility criteria to avail a gold loan?
Is there an option to make a part-payment of the gold loan?
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*21% Annual percentage rate ( APR ). Only in certain Geographies and with certain lenders. T&C Apply.

^ Indicative time measured for a loan of Rs 50,000 carried under controlled conditions.

Representative Example: If the loan amount is ₹100,000 and a customer selects indiagold plan with interest rate 9.24% per annum; & if the customer pays only the interest every 30 days for the next 180 days, then the overall calculated interest payable would be ₹4620 only (₹770 per month). So, Total cost of the loan would be (Principal + Interest): ₹1,04,620. The customers get the convenience to pay the principal balance anytime within 180 days tenure.

Minimum period of repayment is 61 days and Maximum period of repayment is 12 months. Effective monthly interest rate post rebate in Regular Rebate Max Value Scheme with Loan Tenure of 6 months

Contact Information (Registered Office): 5th Floor, Holly Hocks Pvt Ltd, Plot #64, Sector 44, Gurgaon, Haryana, 122002. Phone Number: 080-68495878, 080-45305174

Foreclosure charges and Processing fees could be levied on some of the loan schemes as per the KFS and the loan documents signed at the time of loan sanctioning

We don't offer personal loans which require repayment in full in 60 days or less from the date the loan is issued. Subject to the necessary KYC and verification. T&C apply

Maximum Annual Percentage Rate (APR) is 21%. For any queries, you can email us at For any escalations, you can write to our Grievance Officer at

DISCLAIMER: Flat White Capital Pvt. Ltd. (indiagold) partners with regulated financial institutions such as banks & NBFCs & is not a bank or NBFC itself nor does it hold or claim to have a banking or NBFC license.

The IRR offered to the customer may include a convenience fee charged by indiagold (Flat White Capital Pvt. Ltd.) for providing doorstep gold loan service