Gold Loan Interest Rate Comparison

Get the lowest interest rate on gold loan using our gold loan interest rate comparison tool.

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Minimum (₹20,000)
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  • Rates calculated with 22K Gold Purity with 6 months of tenure with 70% LTV.
  • Processing fees borne once in 6 months
  • Average of 4 doorstep visits in tenure of 6 months
  • Average tenure of 6 months
APPLY NOW FOR ONLINE DOORSTEP GOLD LOAN
Gold Loan starting @ 0.69% per month

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Why choose

Trusted by over 20 Lakh customers, indiagold provides instant gold loans and secure gold locker services across India

Hassle Free Online Repayments

Hassle Free Online Repayments

Quick release guarantee

Quick release guarantee

High Loan Amount for your Gold

High Loan Amount for your Gold

Get cash quickly at home

Get cash quickly at home

Disclaimer
Information provided above on indiagold website is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results. indiagold adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available.
What is APR?
Why Opt for a Gold Loan?
Features of a Gold Loan
Loan amount per gram of Gold
How to effectively repay your Gold Loan online?
Frequently Asked Questions - FAQs

We understand its your gold, so we have thought this through!

Will the interest rate on my gold loan vary with the kind of gold ornaments I pledge?
Will my credit score have any effect on the interest rate on my gold loan?
How do I repay the gold loan I have availed?
How can I calculate the gold loan interest amount?
What are the eligibility criteria to avail a gold loan?
Is there an option to make a part-payment of the gold loan?
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*8.28% Annual percentage rate ( APR ). Only in certain Geographies and with certain lenders. T&C Apply.

^ Indicative time measured for a loan of Rs 50,000 carried under controlled conditions.

Representative Example: A customer avails a loan of Rs.5,00,000/- @8.28% ROI and pays back the cost of Rs.5,20,700/- during the tenure of 180 days by considering that interest is serviced monthly.

Minimum period of repayment is 61 days and Maximum period of repayment is 12 months. Effective monthly interest rate post rebate in Regular Rebate Max Value Scheme with Loan Tenure of 6 months

Contact Information (Registered Office): 7th Floor, BPTP Centra One, Golf Course Extension Road, Sector-61, Gurgaon, Haryana - 122102. Phone Number: 080-68495878, 080-45305174

There are no associated fees and charges in indiagold schemes. Foreclosure charges could be levied on some of the loan schemes

We don't offer personal loans which require repayment in full in 60 days or less from the date the loan is issued. Subject to the necessary KYC and verification. T&C apply

Maximum Annual Percentage Rate (APR) is 21%. For any queries, you can email us at support@indiagold.co. For any escalations, you can write to our Grievance Officer at compliance@indiagold.co.