IFSC Code Finder

Find verified IFSC codes quickly to use for NEFT, RTGS & IMPS transactions.

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IFSC is short for Indian Financial System Code and represents the 11 digit character that you can usually see on your bank’s cheque leaves, or other bank sponsored material. This 11 character code helps identify the individual bank branches that participate in the various online money transfer options like NEFT and RTGS.

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Frequently Asked Questions - FAQs

What is IFSC?

IFSC stands for Indian Financial System Code. It is a 11-digit alpha-numeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. The IFSC code helps to transfer money using RTGS, NEFT or IMPS method.
The first 4 digits of the IFSC represent the bank and last 6 characters represent the branch. The 5th character is zero.

How does IFSC Code work?

Why is IFSC Code important?

Are IFSC Code and SWIFT Code the same?

If a bank branch is changed, will the IFSC code change?

Is IFSC code same as branch code?

What is MICR?

What is the use of MICR Code?

What is cheque number?

Where is the MICR number on a cheque?

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*8.28% Annual percentage rate ( APR ). Only in certain Geographies and with certain lenders. T&C Apply.

^ Indicative time measured for a loan of Rs 50,000 carried under controlled conditions.

Representative Example: A customer avails a loan of Rs.5,00,000/- @8.28% ROI and pays back the cost of Rs.5,20,700/- during the tenure of 180 days by considering that interest is serviced monthly.

Minimum period of repayment is 61 days and Maximum period of repayment is 12 months. Effective monthly interest rate post rebate in Regular Rebate Max Value Scheme with Loan Tenure of 6 months

Contact Information (Registered Office): 7th Floor, BPTP Centra One, Golf Course Extension Road, Sector-61, Gurgaon, Haryana - 122102. Phone Number: 080-68495878, 080-45305174

There are no associated fees and charges in indiagold schemes. Foreclosure charges could be levied on some of the loan schemes

We don't offer personal loans which require repayment in full in 60 days or less from the date the loan is issued. Subject to the necessary KYC and verification. T&C apply

Maximum Annual Percentage Rate (APR) is 21%. For any queries, you can email us at support@indiagold.co. For any escalations, you can write to our Grievance Officer at compliance@indiagold.co.

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