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IFSC Code Finder

Find verified IFSC codes quickly to use for NEFT, RTGS & IMPS transactions.


IFSC is short for Indian Financial System Code and represents the 11 digit character that you can usually see on your bank’s cheque leaves, or other bank sponsored material. This 11 character code helps identify the individual bank branches that participate in the various online money transfer options like NEFT and RTGS.

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Trusted by over 20 Lakh customers, indiagold provides instant gold loans and secure gold locker services across India

Hassle Free Online Repayments

Hassle Free Online Repayments

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Quick release guarantee

High Loan Amount for your Gold

High Loan Amount for your Gold

Instant Disbursal

Instant Disbursal

Gold Loan starting @ 0.8% per month


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Frequently Asked Questions - FAQs

What is IFSC?
IFSC stands for Indian Financial System Code. It is a 11-digit alpha-numeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. The IFSC code helps to transfer money using RTGS, NEFT or IMPS method.
The first 4 digits of the IFSC represent the bank and last 6 characters represent the branch. The 5th character is zero.
How does IFSC Code work?
Why is IFSC Code important?
Are IFSC Code and SWIFT Code the same?
If a bank branch is changed, will the IFSC code change?
Is IFSC code same as branch code?
What is MICR?
What is the use of MICR Code?
What is cheque number?
Where is the MICR number on a cheque?
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*24% Annual percentage rate ( APR ). Only in certain Geographies and with certain lenders. T&C Apply.

^ Indicative time measured for a loan of Rs 50,000 carried under controlled conditions.

Representative Example: If the loan amount is ₹100,000 and a customer selects indiagold plan with interest rate 9.24% per annum; & if the customer pays only the interest every 30 days for the next 180 days, then the overall calculated interest payable would be ₹4620 only (₹770 per month). So, Total cost of the loan would be (Principal + Interest): ₹1,04,620. The customers get the convenience to pay the principal balance anytime within 180 days tenure.

Minimum period of repayment is 61 days and Maximum period of repayment is 12 months. Effective monthly interest rate post rebate in Regular Rebate Max Value Scheme with Loan Tenure of 6 months

Contact Information (Registered Office): 5th Floor, Holly Hocks Pvt Ltd, Plot #64, Sector 44, Gurgaon, Haryana, 122002. Phone Number: 080-68495878, 080-45305174

Foreclosure charges and Processing fees could be levied on some of the loan schemes as per the KFS and the loan documents signed at the time of loan sanctioning

We don't offer personal loans which require repayment in full in 60 days or less from the date the loan is issued. Subject to the necessary KYC and verification. T&C apply

Maximum Annual Percentage Rate (APR) is 24%. For any queries, you can email us at support@indiagold.co. For any escalations, you can write to our Grievance Officer at compliance@indiagold.co.

DISCLAIMER: Flat White Capital Pvt. Ltd. (indiagold) partners with regulated financial institutions such as banks & NBFCs & is not a bank or NBFC itself nor does it hold or claim to have a banking or NBFC license.