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791 Credit Score

Is it good or bad?

Your score falls within the range of scores, from 750 to 900, that is considered excellent. A 791 CIBIL Score is a significantly above the average credit score.

A 791 CIBIL Score is a significantly above the average credit score.

Borrowers in this range are likely to receive easy approvals when applying for new credit.

HOW TO IMPROVE YOUR 791 CREDIT SCORE?

A CIBIL Score of 791 is well above the average credit score. An 791 Score is nearing perfection. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 791.

TIPS TO GET A HIGHER CREDIT SCORE THAN 791

1
Consider a credit-builder gold loan
Consider a credit-builder gold loan
Gold loans can help build borrowers' credit profiles, by demonstrating the ability to make regular monthly payments. When you take a doorstep gold loan with indiagold, you get a loan where you only need to pay the interest amount without worrying about the principal repayment. Gold loans at indiagold also have a very low interest rate, starting at just 0.77% per month. Once you've paid off enough installments, you get your gold back. Moreover, pickup and release of gold from your home are free. It's a neat way to not only utilize the gold that may be lying as a dead asset at your home, but also bump up your repayment history in front of the national credit bureaus, which can lead to credit-score improvements.
2
Pay your bills on time
Pay your bills on time
Paying your bills on time is the most important thing you can do to improve your credit score. It shows lenders that you are responsible with your money and that you can be trusted to pay back what you borrow.
3
Avoid high credit utilization rates
Avoid high credit utilization rates
Credit utilization, or debt usage, is the basis for about 30% of your Credit Score. Keep your utilization rate below about 30% can help you avoid lowering your score.