Logo
x
Tools
Gold Loan
Digital Gold
Lending Partners
Join Us
About Us
Blog
Terms & Conditions
Privacy Policy
Hero Image

657 Credit Score

Is it good or bad?

Your score falls within the range of scores, from 650 to 700, that is considered good. A 657 CIBIL Score is an average credit score.

A 657 CIBIL Score is an average credit score.

Lenders view consumers with scores in the good range as 'acceptable' borrowers, and may offer them a variety of credit products, though not necessarily at the lowest-available interest rates.

HOW TO IMPROVE YOUR 657 CREDIT SCORE?

A CIBIL Score of 657 provides access to a broad array of loans and credit card products, but increasing your score can increase your odds of approval for an even greater number, at more affordable lending terms. Additionally, you'll probably want to manage your score carefully to prevent dropping into the more restrictive Fair credit score range (600 to 649).

TIPS TO GET A HIGHER CREDIT SCORE THAN 657

1
Consider a credit-builder gold loan
Consider a credit-builder gold loan
Gold loans can help build borrowers' credit profiles, by demonstrating the ability to make regular monthly payments. When you take a doorstep gold loan with indiagold, you get a loan where you only need to pay the interest amount without worrying about the principal repayment. Gold loans at indiagold also have a very low interest rate, starting at just 0.77% per month. Once you've paid off enough installments, you get your gold back. Moreover, pickup and release of gold from your home are free. It's a neat way to not only utilize the gold that may be lying as a dead asset at your home, but also bump up your repayment history in front of the national credit bureaus, which can lead to credit-score improvements.
apply now for gold loan with
AXIS Bank Logo
Get funds in 45 minutes!

+91

indiagold is in partnership with AXIS Bank
apply now for gold loan with
AXIS Bank Logo
Get funds in 45 minutes!

+91

indiagold is in partnership with AXIS Bank
2
Pay your bills on time
Pay your bills on time
Paying your bills on time is the most important thing you can do to improve your credit score. It shows lenders that you are responsible with your money and that you can be trusted to pay back what you borrow.
3
Avoid high credit utilization rates
Avoid high credit utilization rates
Credit utilization, or debt usage, is the basis for about 30% of your Credit Score. Keep your utilization rate below about 30% can help you avoid lowering your score.