Your score falls within the range of scores, from 600 to 650, that is considered fair. A 637 CIBIL Score is a below the average score credit score.
A 637 CIBIL Score is a below the average score credit score.
Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications. Other lenders that specialize in 'subprime' lending, are happy to work with consumers whose scores fall in the Fair range, but they charge relatively high interest rates and fees.