What is the process of applying for a loan?

indiagold offers gold loan services from various banks at rates starting at just 0.85*%. We ensure speed, convenience and privacy for all our customers. Your gold is also insured by New India Assurance Co. Ltd. STEP 1: RAISE A REQUEST AND SCHEDULE VISIT From the gold loans section of your indiagold app, click on "Apply Now" for a new loan. You would be requested to fill in your mobile number and a requested loan amount. When you press submit, a Relationship Manager will reach out to you to answer any questions you might have. Once you confirm, they will schedule your appointment with a Relationship Manager. STEP 2: PROCESS LOAN IN 30 MINUTES The process of taking a gold loan involves assaying of your gold ornaments, KYC and filling up 1 application form. This process usually takes 30-40minutes depending on how much gold needs to be assayed. Once the form is submitted the loan amount is transferred instantly to your bank account. STEP 3: GOLD IS DEPOSITED IN VAULTS BY BANKS TILL LOAN CLOSURE Your gold ornaments are then safely taken and deposited in secure lockers till the time your loan is active. During this time, your gold is kept safely and also get free insurance from New India Assurance Co. Ltd. You don't have to pay anything for this. Whenever you wish to close your loan or complete your instalments, this gold is delivered safely back to you at your location. Give us a Miss Call on 1800-123-999-888 for any assistance or more details.

Where is your office? Which cities are you presently active in?

We are presently active in Delhi, Gurgaon, Indore, Surat, Hyderabad, Chennai, Mumbai, Pune & Lucknow. Our offices are in Delhi, Gurgaon, Indore, Surat, Hyderabad, Chennai, Mumbai, Pune, and Lucknow: Delhi Office : 2nd Floor, 10200, BLOCK -S Gururdwara Road, Naiwala, Karol Bagh Above ICICI Bank Delhi - 110005 Gurgaon Office : 5th Floor, Holly Hocks Pvt Ltd, Plot #64, Sector 44, Gurgaon, Haryana, 122002 Surat Office : Office No. 17, Ground Floor, Twin Tower, Aankur Char Rasta, A.K. Road, Surat, 395001 Indore Office : Office No. 205, Balaji Corporate House, 19/1 New Palasia, Indore, Madhya Pradesh 452001 Hyderabad Office : 4th Floor, No. 6-3-853, 854/A/M/407, Meridian Plaza, Beside Lal Bungalow, Ameerpet, Hyderabad, Telangana, 500016 Chennai Office : New No. 14/11(Old No: 124/1), Heera Panna Complex, Third Floor, Door No.12, T. Nagar, Chennai - 600017 Mumbai Mira Road Office : A-20, Dev Paradise, Bhd. Shivar, Garden, Near Kanakia Police Station, Beverly Park, Mira Road Thane - 401107 Mumbai Thane Office : indiagold, G-61, Eternity Commercial Premises Co-Op Society Ltd, Teen Hath Naka, LBS Marg, Thane (West), 400604 Pune Katraj Office : S.NO.-7 Plot no. X+A1, Shop No-16, Ground Floor, Yogiraj Dev, Kadam Plaza, Pune- 411046. Pune Bhosari Office : SR.NO. 690/3/18, Gavhaneswastinir Bhagyalaxmi Apts. Bhosari Pune 411038 Lucknow Office : 827/3 Shop No.2 Lower Ground Floor, Basant Tower Alambagh Lucknow Uttar Pradesh 226005 Please give us a missed call at 1800-123-999-888 for any assistance or more details.

What documents should I submit for a loan?

Please provide the following documents to kick-start your loan: An Identification Proof such as Aadhaar Card, PAN Card, Voter ID, Passport or Driving License An Address Proof such as Aadhaar Card, Voter ID, Passport, Driving License, Utility Bill (Phone/Gas/Electricity/Water/Broadband, etc.) / Lease Agreement of local address with the same address in your utility bill (in case your permanent address is different from your current residential address) PAN Card or Form 60 Your photograph Please give a Miss Call on 1800-123-999-888 for any assistance or more details.

How long does it take to sanction a gold loan?

It takes only 30 mins for the loan amount to be transferred to your bank account.

Digital Gold 9807.15/gm +GST GOLD LOAN AT 0.85% Per Month 24K GOLD COIN 10355.4/gm +GST Digital Gold 9807.15/gm +GST GOLD LOAN AT 0.85% Per Month 24K GOLD COIN 10355.4/gm +GST

Digital Gold 9807.15/gm +GST GOLD LOAN AT 0.85% Per Month 24K GOLD COIN 10355.4/gm +GST

Gold Loans starting at just 0.85% per month*

Quick disbursal

Low documentation

Request a call back to compare offers from HDFC, Shivalik Bank and more.

Call us at 1800-123-999-888

Gold loan hero image showing gold jewelry and loan process

Terms & Conditions apply*

LENDING PARTNERS

INSURANCE AND LOGISTIC PARTNERS

Gold Loans at Best Rates in India

Hassle-free loans with best ROI—choose your city!

Delhi Mumbai Surat Pune Lucknow Hyderabad Chennai Indore

Get gold loan in 3 easy steps

STEP 1

Request for a new loan

STEP 2

Explore loan schemes

Our relationship manager will contact you to verify your requirements and schedule an appointment to process your gold loan application.

STEP 3

Gold stored in bank vaults

Your gold is 100% insured. You can close your loan or pay your EMI directly from the indiagold app.

GOLD LOAN FROM OUR LENDING PARTNERS

Quick and hassle free disbursement

Quick disbursement

Get the best offer in the market, starting at 0.85% per month*

Personalized Service

Minimal Documentation

Faster Processing

Highly Secure Gold Vaults

Gold Insurance

Quick Release Guarantee

Use Your Gold Loan to Power Every Business Need

No matter your business size or type, if you have gold, you have capital ready to use. For funding daily operations or business expansion, manage stock, inventory, and supply chain finances.

Use Your Gold Loan to Cultivate Agricultural Success

Whether you’re a smallholder or large-scale farmer, your gold unlocks ready capital. From high-quality seeds and fertilizers to modern equipment and supply-chain logistics, fund every stage of your crop cycle.

LENDING PARTNER'S SCHEMES

Customize your gold loan

RATE ON 30 MAY, 2025 UPTO ₹6543 /GM

Required Loan Amount

₹12,50,000

<0.5L

12.5L

> 25L

<0.5L

10L

15L

20L

> 25L

Rebate Scheme

0.93% / Month

Discounted rate on regular payments

Fixed Interest Scheme*

1% / Month

Fixed interest throughout*

Most competitive interest rates

6 months loan tenure

Assured next day release on loan closure

Interest rate shown is payable every 30 days

PARTNER BANK

Your gold is stored safely at a high security vault

WE VALUE YOUR GOLD

Why choose

indiagold provides gold loans across India

Hassle Free Online Repayments

Quick release guarantee

High Loan Amount for your Gold

Quick Disbursal

STEP 1

Enter gold weight

grams

GET MAXIMUM VALUE

Get money quickly in your account

Check the value of your gold and claim your cash now!

STEP 1

Enter gold weight

grams

Have any questions?

We understand its your gold, so we have thought this through!

Book an appointment

Appointments at your convenience

Leave your mobile number and we will call you back

or call us at 1800-123-999-888

20,000

Happy Customers

65,000

gms of Gold Sold

2,300

24k Gold Coins Sold

Representative Example: If the loan amount is ₹100,000 and a customer selects indiagold plan with an interest rate of 12 % per annum; & if the customer pays only the interest every month for a year, then the overall calculated interest payable would be ₹12000 only (₹1000 per month). So, the Total cost of the loan would be (Principal + Interest): ₹112000. Customers have the convenience of paying their principal balance anytime within the loan tenure.

Contact Information (Registered Office): 5th Floor, Holly Hocks Pvt Ltd, Plot #64, Sector 44, Gurgaon, Haryana, 122002. Phone Number: 080-68495878, 080-45305174

Foreclosure charges and Processing fees could be levied on some of the loan schemes as per the KFS and the loan documents signed at the time of loan sanctioning

Maximum Annual Rate Of Interest is 24%. For any queries, you can email us at support@indiagold.co. For any escalations, you can write to our Grievance Officer at support@indiagold.co.

DISCLAIMER: Flat White Capital Pvt. Ltd. (indiagold) partners with regulated financial institutions such as banks & NBFCs & is not a bank or NBFC itself nor does it hold or claim to have a banking or NBFC license.