Digital Gold 10006.27/gm +GST GOLD LOAN AT 0.85% Per Month 24K GOLD COIN 10645.7/gm +GST Digital Gold 10006.27/gm +GST GOLD LOAN AT 0.85% Per Month 24K GOLD COIN 10645.7/gm +GST 
Digital Gold 10006.27/gm +GST GOLD LOAN AT 0.85% Per Month 24K GOLD COIN 10645.7/gm +GST 

Your Vehicle aspiration needs funding-

Fund It Instantly with a Gold Loan

Quick Funds
No credit hassles
Minimal documentation
Instant disbursal
Leave your mobile number and we will call you back

or call us at 1800-123-9999

Gold loan Vehicle

Looking to Buy a Vehicle? Your Gold Can Help!

The growing interest rates in personal and commercial vehicles has become a problem for the consumers. With overall increasing rates of interest, vehicle loans interest rates have also increased.

This has had a negative impact on the vehicle sales in the country as the overall cost to purchase vehicles has increased exponentially.Using gold loans can be a sustainable option to fund your vehicle purchase, as it provides a quick and hassle-free way to finance a vehicle purchase.

Due to the presence of some fantastic lenders like indiagold, gold loans have become extremely easy and quick to avail, with indiagold offering gold loans disbursal in under 30 minutes!* The entire process of applying for gold loans is also extremely easy and requires minimal documentation and effort, which makes the entire journey extremely smooth!

Who Should Apply?

Gold loans are an extremely versatile form of financing, which can benefit a large set of people. Following applicants can greatly benefit from a gold loan:

New car

People who want to purchase a new car

For funding expenses related to a new car purchase, gold loans can prove to be an extremely beneficial form of funding

startups

People who want to purchase a used vehicle

Even if you’re looking to purchase a used vehicle - car or a bike, it would have no impact on your loan application in contrast to the vehicle loans offering higher interest rates for used car loan

No matter how much cost of your vehicle, if you have gold, you have capital ready to use.

Gold Loan Calculator

Estimate how much loan you can get against your gold

STEP 1
Enter gold weight
grams

Why Choose a Gold Loan to Finance Your Vehicle Purchase?

WE VALUE YOUR GOLD

Why choose

indiagold provides gold loans across India

Instant loan disbursal

Gold loans, unlike standard vehicle loans, offer instant disbursal. This means applicants don’t have to wait through long assessment timelines just to find out their eligibility. Once approved, disbursal happens within minutes—perfect for urgent vehicle needs. Lenders like indiagold provide loan disbursal in under 30 minutes!

No restrictions on fund usage

Gold loans offer complete flexibility in fund usage. Unlike traditional vehicle loans that can only be used for purchasing vehicles, gold loans allow you to use the funds for new or used vehicles, down payments, or even post-purchase expenses like accessories. You’re in full control of how you utilize the money.

Suitable for low or no credit score

Gold loans are secured by collateral, which minimizes the lender’s risk and removes the need for a strong credit history. Whether you're a first-time borrower or someone with a less-than-perfect credit record, you can still easily avail a gold loan using your gold assets.

How to Buy a Vehicle Using a Gold Loan: Step-by-Step

Visit a trusted bank or NBFC and pledge your gold

Visit a trusted bank or NBFC and pledge your gold

This is crucial as choice of lender can impact the cost of loan, and the convenience offered to the borrower. Lenders like indiagold offers loans starting at just 0.85%* per month and offer highly customer centric features such as home visit by the representative, disbursal in under 30 minutes* among many more!

Complete KYC and get your gold appraised

Complete KYC and get your gold appraised

The KYC process is a fairly quick process and is done by the lender’s representative. The process is completed using the borrower’s KYC documents such as Aadhar card, etc.

Receive the loan amount in your bank account

Receive the loan amount in your bank account

Once the gold collateral is assessed, and the loan is approved, the lender receives the gold loan amount directly in their bank account, reducing the dependency on cash transit! indiagold offers loan disbursal in under 30 minutes!* enabling the borrowers to make use of the loan amount efficiently.

Use the funds to pay for your car, bike, or commercial vehicle

Use the funds to pay for your car, bike, or commercial vehicle

Irrespective of the purpose of the loan, once the loan is disbursed the borrower can utilize the funds as per their requirement, they can utilize gold loan for bike purchase, car purchase, purchasing vehicle accessories, etc.

Repay the loan via EMIs or a lump sum payment

Repay the loan via EMIs or a lump sum payment

Gold loan repayment options for vehicle purchase are no different to standard gold loan repayment options. The borrower can choose between repaying the loan amount in fixed monthly EMIs essentially paying both principal as well as interest on a monthly basis, or repay in lump sum i.e. interest is payable on a monthly basis, and as when the borrower has funds available, they can pay the same towards the principal amount.

Safe doorstep gold pickup and insured storage with indiagold.

Get Your Vehicle Funded in 3 Simple Steps

Apply Online

Apply Online

Fill in your basic details

Gold Evaluation

Gold Evaluation

Schedule at-home evaluation or visit a center.

Get Instant Disbursal

Get Instant Disbursal

Money transferred directly to your account.

Safe doorstep gold pickup and insured storage with indiagold.

Documents Needed for a Vehicle Gold Loan

Identity Proof

Aadhaar, PAN Card, Passport, or Voter ID

Address Proof

Aadhaar, Utility Bill, Passport

Optional Business Proof

GST Certificate, Business License (for larger loans)

That's it — no financial statements, no lengthy verifications!

Schemes to Choose From

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Rebate Scheme
Get rewarded lower rate of interests on regular payments.
Flat Scheme
Get a flat interest for your loan.
Low ROI and Low PF Scheme
Get lowest interest or processing free

Why do customers trust indiagold for loans for Vehicle Purchase

indiagold Advantage

Fastest loan approval and disbursal

This can prove to be imperative in cases where the borrower requires urgent funding especially for entrepreneurs.

100% secured and insured gold storage

You can be rest assured, your gold is safe with indiagold!

Transparent, low interest rates

If you need a loan for MSME business, then gold loans are a fantastic option. These offer interest rates starting at just 0.85% per month.

Doorstep service in multiple cities

The customer centricity is unmatchable!

Customer-first policies

Policies such as low interest rates, quick processing times, and home pick-up highlight customer centricity of the highest order!

Happy customers with gold
Have any questions?

We understand its your gold, so we have thought this through!

India’s Safest Gold Loan App

4.7

23.5K+ Reviews

5
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Singh Laxman

Nov 6, 2024

Switched from Muthoot to indiagold and saved ₹9400 per month. Great app!

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Madesh N Nadar

Nov 3, 2024

Wonderful service! I only needed to show my ID proof. The entire process was smooth and efficient. I really appreciated the service they provided.

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Shiva Rastogi

Nov 2, 2024

Great app. It has extremely simple procedure to take loan with minimum documentation and less paperwork and low interest rates. its really great to have this amazing app.

Book An Appointment
Book an appointment
Appointments at your convenience

Leave your mobile number and we will call you back

+91

or call us at 1800-123-999-888