Gold loan for Startup and MSME funding
Fast & Easy Financing
or call us at 1800-123-9999
Empowering startups and MSMEs with Quick, Hassle-Free Loan
Get affordable, fast, and easy funding for your business with gold loans. Startup loans can be tricky citing some requirements, and end use of the funds, and may come with a fair share of challenges to secure loans easily.
Gold loans are a worthy alternative with gold loan product offering consisting of features such as quick loan processing, and disbursal, high loan to value, low documentation requirement, low interest rates, and no credit history requirement.Lack of capital should not be a limiting factor to grow a business in today’s day and age. It is important to have sufficient capital to turn your business idea into a reality or help your business take-off
At indiagold, we make these dreams of successful startups into reality by offering gold loan for small businesses, startups, and MSMEs.Irrespective of the experience level, or the stage of business, gold loans can prove to be a prudent source of funding providing much required financial support in the form of debt injection by leveraging gold as a collateral.
Who Should Apply?
Gold loans are an extremely versatile form of financing, which can benefit a large set of people. Following applicants can greatly benefit from a gold loan:
MSME Business Owners
For funding daily operations or business expansion of MSME, gold loans can be a prudent option to inject debt funds into the business.
Startup & New Entrepreneurs
Quick access to funds without needing to go through the lengthy process of business loans which often requires huge amounts of business proofs, and a stable cashflow.
Retailers, Wholesalers, Traders
Manage stock, inventory, and supply chain finances
No matter your business size or type, if you have gold, you have capital ready to use.
Gold Loan Calculator
Estimate how much loan you can get against your gold
Why Choose a Gold Loan for Business Funding?
WE VALUE YOUR GOLD
Why choose
indiagold provides gold loans across India
Instant Approval & Quick Processing
Gold loans offer instant approval since they are secured by gold collateral. Unlike other forms of lending like personal or business loans that involve lengthy assessments, gold loans are processed quickly, making them ideal for urgent capital requirements.
High Loan Value – Up to 75% of Gold's Worth
With indiagold gold loans, you can unlock up to 75% of your gold’s value, allowing you to make the most out of your gold assets. This ensures maximum utilization of your collateral for substantial funding.
No Income Proof Required
Perfect for entrepreneurs or self-employed individuals in the early stages of business with inconsistent cash flow. Since your gold is the collateral, there's no need to show income documents.
Flexible Repayment Options
Repay as per your business cash flow. This flexibility helps you manage your finances efficiently without the pressure of fixed EMIs, making repayment convenient and stress-free.
No Impact of Credit Score
Your credit score or CIBIL history is not a barrier. As long as you have gold, you can avail a loan – making it highly inclusive for individuals with poor or no credit history.
Lower Interest Rates
Gold loans typically have lower interest rates than unsecured business loans due to the secured nature of the asset. indiagold offers competitive rates starting at just 0.75%* per month.
Safe & Insured Gold Storage
Enjoy peace of mind knowing your gold is stored securely and insured by indiagold. Your valuable asset remains protected throughout the loan tenure.
Top Business Needs You Can Cover with a Gold Loan
Working Capital
Managing day-to-day business expenses can be challenging, especially during periods of low sales or market slowdowns. Gold loans offer quick access to funds to help cover these immediate operational needs without hassle.
Stock & Inventory
Inventory is a core component of any business. Gold loans provide quick funding that can be used to maintain or expand inventory levels, ensuring smooth business operations and readiness for demand spikes.
Renovation & Upgrades
Boost customer engagement by giving your office, shop, or restaurant a fresh new look. Gold loans offer easy funding to support business renovations and infrastructure upgrades.
Marketing & Promotions
Promote your brand and reach new customers through advertising, digital marketing, or local campaigns. Use a gold loan to fund high-impact promotional strategies.
New Branch or Expansion
Take your business to the next level by opening a new branch or expanding your current operations. Gold loans provide the capital push needed to scale up confidently.
Get Your Startup funded in 3 Simple Steps
Apply Online
Fill in your basic details
Gold Evaluation
Schedule at-home evaluation or visit a center.
Get Instant Disbursal
Money transferred directly to your account.
Safe doorstep gold pickup and insured storage with indiagold.
Documents Needed for a Startup Gold Loan
Identity Proof
Aadhaar, PAN Card, Passport, or Voter ID
Address Proof
Aadhaar, Utility Bill, Passport
Optional Business Proof
GST Certificate, Business License (for larger loans)
That's it — no financial statements, no lengthy verifications!
Why do customers trust indiagold for loans for startup and MSME funding
Fastest loan approval and disbursal
This can prove to be imperative in cases where the borrower requires urgent funding especially for entrepreneurs.
100% secured and insured gold storage
You can be rest assured, your gold is safe with indiagold!
Transparent, low interest rates
If you need a loan for MSME business, then gold loans are a fantastic option. These offer interest rates starting at just 0.85% per month.
Doorstep service in multiple cities
The customer centricity is unmatchable!
Customer-first policies
Policies such as low interest rates, quick processing times, and home pick-up highlight customer centricity of the highest order!
We understand its your gold, so we have thought this through!
India’s Safest Gold Loan App
4.7
23.5K+ Reviews
Singh Laxman
Nov 6, 2024
Switched from Muthoot to indiagold and saved ₹9400 per month. Great app!
Madesh N Nadar
Nov 3, 2024
Wonderful service! I only needed to show my ID proof. The entire process was smooth and efficient. I really appreciated the service they provided.
Shiva Rastogi
Nov 2, 2024
Great app. It has extremely simple procedure to take loan with minimum documentation and less paperwork and low interest rates. its really great to have this amazing app.
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or call us at 1800-123-999-888