Agriculture can be Capital Extensive
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Helping Farmers with Quick, and hassle free gold loans to support their farming activities!
Farming can be an extremely capital intensive business, especially considering that there are various uncertainties surrounding the business like loss due to weather change, damage due to parasites, low farming yield among many others.
This makes it extremely important to have enough capital at disposal to take countermeasures to avoid financial loss arising due to such situations.
Irrespective of how quickly you need funding using gold loans, Indiagold’s Gold Loans are your perfect partners to ensure sufficient funding at your disposal.
Gold Loan Calculator
Estimate how much loan you can get against your gold
Smart Reasons to Choose a Gold Loan Over Other Options
WE VALUE YOUR GOLD
Why choose
indiagold provides gold loans across India
Instant Approval
Funds disbursed within hours.
High Loan Value
Unlock up to 75% of your gold's value
No Income Proof Needed
Perfect if you are just starting out
Flexible Repayment
Pay as per your business cash flow
No Impact of Credit Score
No CIBIL score dependency
Lower Interest Rates
Compared to unsecured business loans
Secure & Insured Gold Storage
Peace of mind for your valuable asset
Use Your Gold Loan to Power Every Agriculture Need

Working Capital
Managing day to day agricultural expenses can be a tedious task, more so in the periods of low agricultural yield. Gold loan for agriculture can help cover these immediate expenses without hiccups.

Funding Supplementary Expenses
Supplementary expenses like expenses for fertilizers, pesticides, farming equipment etc can be extremely expensive especially during seasons of low yield, gold loans can help fund these expenses quickly!

Renovation & Upgrades
Expenses related to renovation of farming facilities like cold storage, and sheds and upgrades in farming equipment like tractors, mowers, cutters, etc can be funded using gold loans from IndiaGold. Such gold loan for farm equipment purchase can prove to be extremely useful as these expenses are really high!

Purchasing of Raw Materials
A farmer can leverage gold loans to fund expenses related to purchasing of raw materials like soil, fertilizers, pesticides, fodder, etc.
Get Your Business Funded in 3 Simple Steps

Apply Online
Fill in your basic details

Gold Evaluation
Schedule at-home evaluation or visit a center.

Get Instant Disbursal
Money transferred directly to your account.
Safe doorstep gold pickup and insured storage with indiagold.
Documents Needed for a Business Gold Loan
Identity Proof
Aadhaar, PAN Card, Passport, or Voter ID
Address Proof
Aadhaar, Utility Bill, Passport
Optional Business Proof
GST Certificate, Business License (for larger loans)
That's it — no financial statements, no lengthy verifications!
Why Farmers Trust IndiaGold for Agri Funding
Fastest loan approval and disbursal
This can prove to be imperative in cases where the borrower requires urgent funding especially for entrepreneurs.
100% secured and insured gold storage
You can be rest assured, your gold is safe with IndiaGold!
Transparent, low interest rates
If you need a loan for MSME business, then gold loans are a fantastic option. These offer interest rates starting at just 0.85% per month.
Doorstep service in multiple cities
The customer centricity is unmatchable!
Customer-first policies
Policies such as low interest rates, quick processing times, and home pick-up highlight customer centricity of the highest order!

Gold Loan vs Business Loan vs Agriculture Loan
GOLD LOANS
Interest Rates
Starting at just 0.85%* per month!
Ease of Securing
Gold loan application is quick and hassle free, with approval within minutes!
Repayment
Agri gold loan repayment terms offer an easy and flexible repayment, allowing the borrower to repay as per convenience and cashflow
AGRICULTURE LOANS
Interest Rates
Interest rates for agriculture loans range between 8% - 15% per annum and is subjective to applicant’s, income, and credit history
Ease of Securing
Online agriculture loan application is often time consuming process requiring a host of documents, which can prove to be counterproductive considering time constraints that come with agriculture business
Repayment
Rigid repayment schedule with little room for flexibility
CREDIT CARD LOANS
Interest Rates
Typically ranges between 3% and 4% per month; high hidden charge
Ease of Securing
Credit card application is subjected to applicant’s credit history, income, and can take couple of weeks to process
Repayment
Easy repayment, but can attract charges if time exceeds stipulated repayment date
GOLD LOANS | AGRICULTURE LOANS | CREDIT CARD LOANS | |
---|---|---|---|
Interest Rates | Starting at just 0.85%* per month! | Interest rates for agriculture loans range between 8% - 15% per annum and is subjective to applicant’s, income, and credit history | Typically ranges between 3% and 4% per month; high hidden charge |
Ease of Securing | Gold loan application is quick and hassle free, with approval within minutes! | Online agriculture loan application is often time consuming process requiring a host of documents, which can prove to be counterproductive considering time constraints that come with agriculture business | Credit card application is subjected to applicant’s credit history, income, and can take couple of weeks to process |
Repayment | Agri gold loan repayment terms offer an easy and flexible repayment, allowing the borrower to repay as per convenience and cashflow | Rigid repayment schedule with little room for flexibility | Easy repayment, but can attract charges if time exceeds stipulated repayment date |
We understand its your gold, so we have thought this through!
India’s Safest Gold Loan App
4.7
23.5K+ Reviews

Singh Laxman
Nov 6, 2024
Switched from Muthoot to indiagold and saved ₹9400 per month. Great app!

Madesh N Nadar
Nov 3, 2024
Wonderful service! I only needed to show my ID proof. The entire process was smooth and efficient. I really appreciated the service they provided.

Shiva Rastogi
Nov 2, 2024
Great app. It has extremely simple procedure to take loan with minimum documentation and less paperwork and low interest rates. its really great to have this amazing app.

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