Gold Loan Scheme | Indiagold
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Gold Loan Schemes starting at 0.75%

LENDING PARTNER

INSURANCE PARTNER

How it works?

Click on “Apply Now” above or give a missed call at 1800-123-999-888. Our loan advisor will call you back and guide you through the schemes

A Loan Manager will come to your home itself and process your loan application. The entire process takes less than 30 minutes.

Money is transferred to your bank account instantly after the application is processed. Your gold ornaments are packed in front of your eyes and sealed in secure GPS enabled packets.

After the money has been transferred to your account, the Loan Manager safely takes your gold and deposits it in secure lockers. Your gold is insured and our responsibility the minute it leaves your house. You can close your loan or pay your EMI directly from indiagold app.
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Loan calculator

Check your eligible loan amount with our Loan Calculator

S.No.

Karat

Weight (gms)

Loan Amount

Total eligible loan amount

 

This is a representative figure. Final amount will be determined once your gold is assayed by our loan managers

Frequently asked questions

STEP 1: RAISE A REQUEST AND SCHEDULE VISIT
Click on “Apply Now”. You would be requested to fill in your mobile number. When you press submit, a Relationship Manager will reach out to you to answer any questions you might have. Once you confirm, they will schedule the visit of a Loan Manager to arrive at your location for processing the loan. Before the LM’s visit, you could browse through all possible schemes at https://app.indiagold.co/gold-loan/scheme

 

STEP 2: PROCESS LOAN AT THE PRIVACY OF YOUR HOME
A dedicated Loan Manager (LM) will arrive at your location. When the Loan Manager arrives, please confirm your 6 digit OTP with him/ her. The LM would answer any questions you might have and fill the application form for you. Once the form is submitted the loan amount is transferred instantly to your bank account.

 

STEP 3: GOLD IS DEPOSITED IN SECURE VAULTS TILL LOAN CLOSURE
Your gold ornaments are then safely taken and deposited in secure lockers till the time your loan is active. During this time, your gold is kept safely and also gets free insurance from New India Assurance Co. Ltd. You don’t have to pay anything for this. Whenever you wish to close your loan or complete your installments, this gold is delivered safely back to you at your location.

Please WhatsApp us at 9310366544 or give a Miss Call on 1800-123-999-888 for any assistance or more details.

We are presently active in Delhi NCR. Our main branch office is in Karol Bagh, New Delhi, which you can visit soon at:
2nd Floor, 10200, BLOCK -S
Gururdwara Road, Naiwala, Karol Bagh
Near Haldiram showroom
Delhi – 110005

 

Please WhatsApp us at 9310366544 or give a Miss Call on 1800-123-999-888 for any assistance or more details.

When a dedicated Loan Manager arrives at your location, please provide them with the following documents to kick start your loan application:

 

An Identification Proof such as Aadhaar Card, PAN Card, Voter ID, Passport or Driving License
An Address Proof such as Aadhaar Card, Voter ID, Passport, Driving License, Utility Bill (Phone/Gas/Electricity/Water/Broadband etc.) / Lease Agreement of local address with the same address in your utility bill (in case your permanent address is different from your current residential address)
PAN Card or Form 60
Your photograph


Note that in case you are shifting your loan from another existing lender, because indiagold is providing you a better rate of interest or more capital then please also include the Pledge card of your existing gold loan with details of ornaments pledged.
Please WhatsApp us at 9310366544 or give a Miss Call on 1800-123-999-888 for any assistance or more details.