You can check your credit score for free on the indiagold website. Just enter your details and verify your mobile number to get your credit score on the indiagold website.
Is my credit score correct?
Your credit score is maintained by government-regulated bureaus. If you find any discrepancies in your credit score, you can report it to the respective bureaus to get it corrected instantly.
Can everyone see my credit score?
Your credit score is private to you and cannot be seen by anyone without your permission or consent. Please do not share your credit score or report with anyone unless you want to take a loan with them. Indiagold does not check your credit score for a fresh gold loan
what is the minimum CIBIL score required for any type of loan?
Generally, a CIBIL credit score of 700 and above is considered good for applying for any type of loan. However, you do not need a minimum credit score to apply for a gold loan at indiagold.
Is a PAN card mandatory for checking my credit score?
A PAN card is not required for checking credit score, however, it is taken by most platforms to correctly identify your correct score.
Can I improve my credit score?
Yes, you can improve your credit score by regularly making payments to your loans, and increasing your credit exposure by taking different types of loans like gold loans, credit cards, personal loans, etc.
Is a credit score required for a gold loan?
Some banks and NBFCs require a credit score for a gold loan, but indiagold does not check your credit score before taking a fresh gold loan with indiagold.
