What is the process of applying for a loan?

Our team will call you and get your top two preferred time slots when we schools schedule your loan at your home. For example, if you give us 2 time slots - either 10AM Monday or 4PM Saturday, then we will assign a Loan Manager to your choice. Once Loan Manager reaches your gold loan will be processed at your home itself.Loan Manager will first check the purity and weight of your gold and give you our best offer. indiagold offers highest gold loan per gram, better than any other gold loan provider.If you are okay with the offer, your KYC will be completed digitally and the gold will be sealed and packed to be kept safely in vault of the bank.You can then easily make payments through indiagold mobile app. Watch this video to see how https://www.youtube.com/watch?v=nyapPwbHwXc&t=1s

How to close my gold loan?

whenever you want to close your gold loan, pay all your interest and closure amount from indiagold mobile app. Then our team will schedule the Gold Loan release manager to come to your house and deliver the gold ornaments in the same sealed packet in which it was packed. Over 2 Lakh customers trust indiagold! Join now.

What is the best gold loan rate per gram?

With indiagold, you can avail the highest gold rate per gram in the market. Just provide details of the weight of the gold that you wish to pledge. The calculator processes this information instantly, determining the maximum loan amount you're eligible for based on the gold LTV ratio. Head to the Best Gold Loan Calculator in 2024 | EMI Calculator to get the best gold loan rate per gram.

How do I transfer my loan from Muthoot Finance?

Get the funding for your loan running with Muthoot Finance Gold Loan by indiagold. Indiagold provides lower interest rates starting 9.24% per annum against the loans running with Muthoot Finance. Indiagold provides doorstep valuation, instant disbursal, and a hassle-free application process for loans running with Muthoot Finance.

How do I transfer my loan from Mannapuram?

Get the funding for your loan running with Mannapuram Gold Loan by indiagold. Indiagold provides lower interest rates starting 9.24% per annum against the loans running with Mannapuram. Indiagold provides doorstep valuation, instant disbursal, and a hassle-free application process for loans running with Mannapuram.

How do I transfer my loan from SBI Gold Loan?

Get the funding for your loan running with SBI Gold Loan by indiagold. Indiagold provides lower interest rates starting 9.24% per annum against the loans running with SBI Gold Loan. Indiagold provides doorstep valuation, instant disbursal, and a hassle-free application process for loans running with SBI Gold Loan.

How do I transfer my loan from IIFL Gold Loan?

Get the funding for your loan running with IIFL Gold Loan by indiagold. Indiagold provides lower interest rates starting 9.24% per annum against the loans running with IIFL Gold Loan. Indiagold provides doorstep valuation, instant disbursal, and a hassle-free application process for loans running with IIFL Gold Loan.

How do I transfer my loan from ICICI Gold Loan?

Get the funding for your loan running with ICICI Gold Loan by indiagold. Indiagold provides lower interest rates starting 9.24% per annum against the loans running with ICICI Gold Loan. Indiagold provides doorstep valuation, instant disbursal, and a hassle-free application process for loans running with ICICI Gold Loan.

How do I transfer my loan from Bank of Baroda Gold Loan?

Get the funding for your loan running with Bank of Baroda Gold Loan by indiagold. Indiagold provides lower interest rates starting 9.24% per annum against the loans running with Bank of Baroda Gold Loan. Indiagold provides doorstep valuation, instant disbursal, and a hassle-free application process for loans running with Bank of Baroda Gold Loan.

What is the process of applying for a loan?

indiagold offers gold loan services from various banks at rates starting at just 0.85*%. We ensure speed, convenience and privacy for all our customers. Your gold is also insured by New India Assurance Co. Ltd. STEP 1: RAISE A REQUEST AND SCHEDULE VISIT From the gold loans section of your indiagold app, click on "Apply Now" for a new loan. You would be requested to fill in your mobile number and a requested loan amount. When you press submit, a Relationship Manager will reach out to you to answer any questions you might have. Once you confirm, they will schedule your appointment with a Relationship Manager. STEP 2: PROCESS LOAN IN 30 MINUTES The process of taking a gold loan involves assaying of your gold ornaments, KYC and filling up 1 application form. This process usually takes 30-40minutes depending on how much gold needs to be assayed. Once the form is submitted the loan amount is transferred instantly to your bank account. STEP 3: GOLD IS DEPOSITED IN VAULTS BY BANKS TILL LOAN CLOSURE Your gold ornaments are then safely taken and deposited in secure lockers till the time your loan is active. During this time, your gold is kept safely and also get free insurance from New India Assurance Co. Ltd. You don't have to pay anything for this. Whenever you wish to close your loan or complete your instalments, this gold is delivered safely back to you at your location. Give us a Miss Call on 1800-123-999-888 for any assistance or more details.

Where is your office? Which cities are you presently active in?

We are presently active in Delhi, Gurgaon, Indore, Surat, Hyderabad, Chennai, Mumbai, Pune & Lucknow. Our offices are in Delhi, Gurgaon, Indore, Surat, Hyderabad, Chennai, Mumbai, Pune, and Lucknow: Delhi Office : 2nd Floor, 10200, BLOCK -S Gururdwara Road, Naiwala, Karol Bagh Above ICICI Bank Delhi - 110005 Gurgaon Office : 5th Floor, Holly Hocks Pvt Ltd, Plot #64, Sector 44, Gurgaon, Haryana, 122002 Surat Office : Office No. 17, Ground Floor, Twin Tower, Aankur Char Rasta, A.K. Road, Surat, 395001 Indore Office : Office No. 205, Balaji Corporate House, 19/1 New Palasia, Indore, Madhya Pradesh 452001 Hyderabad Office : 4th Floor, No. 6-3-853, 854/A/M/407, Meridian Plaza, Beside Lal Bungalow, Ameerpet, Hyderabad, Telangana, 500016 Chennai Office : New No. 14/11(Old No: 124/1), Heera Panna Complex, Third Floor, Door No.12, T. Nagar, Chennai - 600017 Mumbai Mira Road Office : A-20, Dev Paradise, Bhd. Shivar, Garden, Near Kanakia Police Station, Beverly Park, Mira Road Thane - 401107 Mumbai Thane Office : indiagold, G-61, Eternity Commercial Premises Co-Op Society Ltd, Teen Hath Naka, LBS Marg, Thane (West), 400604 Pune Katraj Office : S.NO.-7 Plot no. X+A1, Shop No-16, Ground Floor, Yogiraj Dev, Kadam Plaza, Pune- 411046. Pune Bhosari Office : SR.NO. 690/3/18, Gavhaneswastinir Bhagyalaxmi Apts. Bhosari Pune 411038 Lucknow Office : 827/3 Shop No.2 Lower Ground Floor, Basant Tower Alambagh Lucknow Uttar Pradesh 226005 Please give us a missed call at 1800-123-999-888 for any assistance or more details.

What documents should I submit for a loan?

Please provide the following documents to kick-start your loan: An Identification Proof such as Aadhaar Card, PAN Card, Voter ID, Passport or Driving License An Address Proof such as Aadhaar Card, Voter ID, Passport, Driving License, Utility Bill (Phone/Gas/Electricity/Water/Broadband, etc.) / Lease Agreement of local address with the same address in your utility bill (in case your permanent address is different from your current residential address) PAN Card or Form 60 Your photograph Please give a Miss Call on 1800-123-999-888 for any assistance or more details.

How long does it take to sanction a gold loan?

It takes only 30 mins for the loan amount to be transferred to your bank account.

Digital Gold 15136.85/gm +GST GOLD LOAN AT 0.85% Per Month 24K GOLD COIN 16890.3/gm +GST Digital Gold 15136.85/gm +GST GOLD LOAN AT 0.85% Per Month 24K GOLD COIN 16890.3/gm +GST

Digital Gold 15136.85/gm +GST GOLD LOAN AT 0.85% Per Month 24K GOLD COIN 16890.3/gm +GST

Lower Rate of Interest

High Per Gram Rate

Different Tenure Loan Schemes

Different Payment Plans

GOLD RATE ON 02 APR, 2026 ₹10,363.5/gm

ESTIMATE BY

Required Loan Amount

<1L10.5L>20L

WE VALUE YOUR GOLD

Why choose

Trusted by over 10 Lakh customers, indiagold provides instant gold loans and secure gold locker services across India

Easy Balance Transfers

We help you select the best gold loan plan

Customizable EMI Options

No Hidden Charges & minimum documentation

Have any questions?

We understand its your gold, so we have thought this through!

India’s Safest Gold Loan App

4.7

23.5K+ Reviews

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Singh Laxman

Nov 6, 2025

Switched from Muthoot to indiagold and saved ₹9400 per month. Great app!

Madesh N Nadar

Nov 3, 2025

Wonderful service! I only needed to show my ID proof. The entire process was smooth and efficient. I really appreciated the service they provided.

Shiva Rastogi

Nov 2, 2025

Great app. It has extremely simple procedure to take loan with minimum documentation and less paperwork and low interest rates. its really great to have this amazing app.

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