What is the process of applying for a loan?

Our team will call you and get your top two preferred time slots when we schools schedule your loan at your home. For example, if you give us 2 time slots - either 10AM Monday or 4PM Saturday, then we will assign a Loan Manager to your choice. Once Loan Manager reaches your gold loan will be processed at your home itself.Loan Manager will first check the purity and weight of your gold and give you our best offer. indiagold offers highest gold loan per gram, better than any other gold loan provider.If you are okay with the offer, your KYC will be completed digitally and the gold will be sealed and packed to be kept safely in vault of the bank.You can then easily make payments through indiagold mobile app. Watch this video to see how https://www.youtube.com/watch?v=nyapPwbHwXc&t=1s

How to close my gold loan?

whenever you want to close your gold loan, pay all your interest and closure amount from indiagold mobile app. Then our team will schedule the Gold Loan release manager to come to your house and deliver the gold ornaments in the same sealed packet in which it was packed. Over 2 Lakh customers trust indiagold! Join now.

What is the best gold loan rate per gram?

With indiagold, you can avail the highest gold rate per gram in the market. Just provide details of the weight of the gold that you wish to pledge. The calculator processes this information instantly, determining the maximum loan amount you're eligible for based on the gold LTV ratio. Head to the Best Gold Loan Calculator in 2024 | EMI Calculator to get the best gold loan rate per gram.

How do I transfer my loan from Muthoot Finance?

Get the funding for your loan running with Muthoot Finance Gold Loan by indiagold. Indiagold provides lower interest rates starting 9.24% per annum against the loans running with Muthoot Finance. Indiagold provides doorstep valuation, instant disbursal, and a hassle-free application process for loans running with Muthoot Finance.

How do I transfer my loan from Mannapuram?

Get the funding for your loan running with Mannapuram Gold Loan by indiagold. Indiagold provides lower interest rates starting 9.24% per annum against the loans running with Mannapuram. Indiagold provides doorstep valuation, instant disbursal, and a hassle-free application process for loans running with Mannapuram.

How do I transfer my loan from SBI Gold Loan?

Get the funding for your loan running with SBI Gold Loan by indiagold. Indiagold provides lower interest rates starting 9.24% per annum against the loans running with SBI Gold Loan. Indiagold provides doorstep valuation, instant disbursal, and a hassle-free application process for loans running with SBI Gold Loan.

How do I transfer my loan from IIFL Gold Loan?

Get the funding for your loan running with IIFL Gold Loan by indiagold. Indiagold provides lower interest rates starting 9.24% per annum against the loans running with IIFL Gold Loan. Indiagold provides doorstep valuation, instant disbursal, and a hassle-free application process for loans running with IIFL Gold Loan.

How do I transfer my loan from ICICI Gold Loan?

Get the funding for your loan running with ICICI Gold Loan by indiagold. Indiagold provides lower interest rates starting 9.24% per annum against the loans running with ICICI Gold Loan. Indiagold provides doorstep valuation, instant disbursal, and a hassle-free application process for loans running with ICICI Gold Loan.

How do I transfer my loan from Bank of Baroda Gold Loan?

Get the funding for your loan running with Bank of Baroda Gold Loan by indiagold. Indiagold provides lower interest rates starting 9.24% per annum against the loans running with Bank of Baroda Gold Loan. Indiagold provides doorstep valuation, instant disbursal, and a hassle-free application process for loans running with Bank of Baroda Gold Loan.

What upside does a gold loan offer over a business loan?

Gold loans when compared to traditional business loans offer quicker processing times, easier application process, and higher approval rate. Since, capital secured from a gold loan can be used to fulfill business requirements, availing a gold loan is often a more feasible option to secure quick funding.

Which loan offers a borrower-friendly repayment option - Gold loans or business loans?

Most business loans have a fixed tenure, and a fixed monthly installment consisting of both principal as well as the interest component, which often inflates the EMI amount. Whereas, with gold loans, the borrower is liable to pay interest on a monthly basis, and can make bullet payments towards the interest component as and when they have the bandwidth for repayment. Thus, gold loans offer a higher flexibility when it comes to repayment.

Is a gold loan more affordable than business loans?

Yes, gold loans offer lower interest rates when compared with traditional business loans, IndiaGold offering gold loan online offers loans starting at just 0.75%* per month, whereas most banks charge business loan interest rates ranging between 10% to 30% per annum.

Digital Gold 11261.25/gm +GST GOLD LOAN AT 0.85% Per Month 24K GOLD COIN 10728.2/gm +GST Digital Gold 11261.25/gm +GST GOLD LOAN AT 0.85% Per Month 24K GOLD COIN 10728.2/gm +GST

Digital Gold 11261.25/gm +GST GOLD LOAN AT 0.85% Per Month 24K GOLD COIN 10728.2/gm +GST

Lower Rate of Interest

High Per Gram Rate

Different Tenure Loan Schemes

Different Payment Plans

LENDING PARTNERS

Gold Loan Calculator

Compare gold loan
offers from top banks
in one place

12.0%

12.5%

9.2%

12.0%

9.0%

10.75%

12.0%

12.5%

9.2%

12.0%

9.0%

10.75%

Select from 100+ gold loan plans

Find the best rate per gram, zero hidden charges,
and quick approvals

GOLD RATE ON 10 SEP, 2025 ₹6,963.75/gm

ESTIMATE BY

Required Loan Amount

₹3,00,000

<1L10.5L>20L

WE VALUE YOUR GOLD

Why choose

Trusted by over 10 Lakh customers, indiagold provides instant gold loans and secure gold locker services across India

Easy Balance Transfers

We help you select the best gold loan plan

Customizable EMI Options

No Hidden Charges & minimum documentation

Have any questions?

We understand its your gold, so we have thought this through!

India’s Safest Gold Loan App

4.7

23.5K+ Reviews

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Singh Laxman

Nov 6, 2024

Switched from Muthoot to indiagold and saved ₹9400 per month. Great app!

Madesh N Nadar

Nov 3, 2024

Wonderful service! I only needed to show my ID proof. The entire process was smooth and efficient. I really appreciated the service they provided.

Shiva Rastogi

Nov 2, 2024

Great app. It has extremely simple procedure to take loan with minimum documentation and less paperwork and low interest rates. its really great to have this amazing app.

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