indiagold offers gold loan services from various banks at rates starting at just 0.85*%. We ensure speed, convenience and privacy for all our customers. Your gold is also insured by New India Assurance Co. Ltd. &nbsp;&nbsp; STEP 1: RAISE A REQUEST AND SCHEDULE VISITFrom the gold loans section of your indiagold app, click on "Apply Now" for a new loan. You would be requested to fill in your mobile number and a requested loan amount. When you press submit, a Relationship Manager will reach out to you to answer any questions you might have. Once you confirm, they will schedule your appointment with a Relationship Manager.&nbsp;&nbsp; STEP 2: PROCESS LOAN IN 30 MINUTESThe process of taking a gold loan involves assaying of your gold ornaments, KYC and filling up 1 application form. This process usually takes 30-40minutes depending on how much gold needs to be assayed. Once the form is submitted the loan amount is transferred instantly to your bank account.&nbsp;&nbsp; STEP 3: GOLD IS DEPOSITED IN VAULTS BY BANKS TILL LOAN CLOSUREYour gold ornaments are then safely taken and deposited in secure lockers till the time your loan is active. During this time, your gold is kept safely and also get free insurance from New India Assurance Co. Ltd. &nbsp;You don't have to pay anything for this. Whenever you wish to close your loan or complete your instalments, this gold is delivered safely back to you at your location. Give us a Miss Call on 1800-123-999-888 for any assistance or more details. &nbsp;&nbsp;

 indiagold offers gold loan services from various banks at rates starting at just 0.85*%. We ensure speed, convenience and privacy for all our customers. Your gold is also insured by New India Assurance Co. Ltd.        STEP 1: RAISE A REQUEST AND SCHEDULE VISIT  From the gold loans section of your indiagold app, click on "Apply Now" for a new loan. You would be requested to fill in your mobile number and a requested loan amount. When you press submit, a Relationship Manager will reach out to you to answer any questions you might have. Once you confirm, they will schedule your appointment with a Relationship Manager.       STEP 2: PROCESS LOAN IN 30 MINUTES  The process of taking a gold loan involves assaying of your gold ornaments, KYC and filling up 1 application form. This process usually takes 30-40minutes depending on how much gold needs to be assayed. Once the form is submitted the loan amount is transferred instantly to your bank account.       STEP 3: GOLD IS DEPOSITED IN VAULTS BY BANKS TILL LOAN CLOSURE  Your gold ornaments are then safely taken and deposited in secure lockers till the time your loan is active. During this time, your gold is kept safely and also get free insurance from New India Assurance Co. Ltd.  You don't have to pay anything for this. Whenever you wish to close your loan or complete your instalments, this gold is delivered safely back to you at your location.     Give us a Miss Call on 1800-123-999-888 for any assistance or more details.      

What is the process of applying for a loan?

We are presently active in Delhi, Gurgaon, Indore, Surat, Hyderabad, Chennai, Mumbai, Pune &amp; Lucknow. Our offices are in Delhi, Gurgaon, Indore, Surat, Hyderabad, Chennai, Mumbai, Pune, and Lucknow: Delhi Office:2nd Floor, 10200, BLOCK -SGururdwara Road, Naiwala, Karol BaghAbove ICICI BankDelhi - 110005 Gurgaon Office:5th Floor, Holly Hocks Pvt Ltd,Plot #64, Sector 44,&nbsp;Gurgaon, Haryana, 122002 Surat Office:Office No. 17, Ground Floor,Twin Tower,Aankur Char Rasta, A.K. Road,&nbsp;Surat, 395001 Indore Office:Office No. 205, Balaji Corporate House,19/1 New Palasia, Indore,&nbsp;Madhya Pradesh 452001 Hyderabad Office:4th Floor, No. 6-3-853, 854/A/M/407,&nbsp;Meridian Plaza, Beside Lal Bungalow,&nbsp;Ameerpet, Hyderabad, Telangana, 500016 Chennai Office:New No. 14/11(Old No: 124/1),&nbsp;Heera Panna Complex, Third Floor, Door No.12,T. Nagar, Chennai - 600017 Mumbai Mira Road Office:A-20, Dev Paradise, Bhd. Shivar, Garden,&nbsp;Near Kanakia Police Station, Beverly Park,&nbsp;Mira Road Thane - 401107 Mumbai Thane Office:indiagold, G-61,&nbsp;Eternity Commercial Premises Co-Op Society Ltd,&nbsp;Teen Hath Naka, LBS Marg, Thane (West), 400604 Pune Katraj Office:S.NO.-7 Plot no. X+A1, Shop No-16,&nbsp;Ground Floor, Yogiraj Dev, Kadam Plaza,&nbsp;Pune- 411046. Pune Bhosari Office:SR.NO. 690/3/18, Gavhaneswastinir Bhagyalaxmi&nbsp;Apts. Bhosari Pune 411038 Lucknow Office:827/3 Shop No.2 Lower Ground Floor,&nbsp;Basant Tower Alambagh&nbsp;Lucknow Uttar Pradesh 226005 Please give us a missed call at 1800-123-999-888 for any assistance or more details.&nbsp; <div class="gmail_default" style="font-family: georgia, serif; font-size: small; color: rgb(7, 55, 99);"><div class="gmail_default" style="font-family: Arial, Helvetica, sans-serif;"> </div></div>

 We are presently active in Delhi, Gurgaon, Indore, Surat, Hyderabad, Chennai, Mumbai, Pune & Lucknow.     Our offices are in Delhi, Gurgaon, Indore, Surat, Hyderabad, Chennai, Mumbai, Pune, and Lucknow:     Delhi Office:  2nd Floor, 10200, BLOCK -S  Gururdwara Road, Naiwala, Karol Bagh  Above ICICI Bank  Delhi - 110005     Gurgaon Office:  5th Floor, Holly Hocks Pvt Ltd,  Plot #64, Sector 44,   Gurgaon, Haryana, 122002     Surat Office:  Office No. 17, Ground Floor,  Twin Tower,  Aankur Char Rasta, A.K. Road,   Surat, 395001     Indore Office:  Office No. 205, Balaji Corporate House,  19/1 New Palasia, Indore,   Madhya Pradesh 452001     Hyderabad Office:  4th Floor, No. 6-3-853, 854/A/M/407,   Meridian Plaza, Beside Lal Bungalow,   Ameerpet, Hyderabad, Telangana, 500016     Chennai Office:  New No. 14/11(Old No: 124/1),   Heera Panna Complex, Third Floor, Door No.12,  T. Nagar, Chennai - 600017     Mumbai Mira Road Office:  A-20, Dev Paradise, Bhd. Shivar, Garden,   Near Kanakia Police Station, Beverly Park,   Mira Road Thane - 401107     Mumbai Thane Office:  indiagold, G-61,   Eternity Commercial Premises Co-Op Society Ltd,   Teen Hath Naka, LBS Marg, Thane (West), 400604     Pune Katraj Office:  S.NO.-7 Plot no. X+A1, Shop No-16,   Ground Floor, Yogiraj Dev, Kadam Plaza,   Pune- 411046.     Pune Bhosari Office:  SR.NO. 690/3/18, Gavhaneswastinir Bhagyalaxmi   Apts. Bhosari Pune 411038     Lucknow Office:  827/3 Shop No.2 Lower Ground Floor,   Basant Tower Alambagh   Lucknow Uttar Pradesh 226005     Please give us a missed call at 1800-123-999-888 for any assistance or more details.               

Where is your office? Which cities are you presently active in?

Please provide the following documents to kick-start your loan: <ul><li>An Identification Proof such as Aadhaar Card, PAN Card, Voter ID, Passport or Driving License&nbsp;</li><li>An Address Proof such as Aadhaar Card, Voter ID, Passport, Driving License, Utility Bill (Phone/Gas/Electricity/Water/Broadband, etc.) / Lease Agreement of local address with the same address in your utility bill (in case your permanent address is different from your current residential address)</li><li>PAN Card or Form 60</li><li dir="ltr">Your photograph</li></ul> Please give a Miss Call on&nbsp;1800-123-999-888 for any assistance or more details.&nbsp;

 Please provide the following documents to kick-start your loan:      An Identification Proof such as Aadhaar Card, PAN Card, Voter ID, Passport or Driving License   An Address Proof such as Aadhaar Card, Voter ID, Passport, Driving License, Utility Bill (Phone/Gas/Electricity/Water/Broadband, etc.) / Lease Agreement of local address with the same address in your utility bill (in case your permanent address is different from your current residential address)  PAN Card or Form 60  Your photograph      Please give a Miss Call on 1800-123-999-888 for any assistance or more details.  

What documents should I submit for a loan?

It takes only 30 mins for the loan amount to be transferred to your bank account.

 It takes only 30 mins for the loan amount to be transferred to your bank account. 

Interest Rate (p.a.)	9% – 11%	12% – 24%
Processing fee	₹0 – ₹750	₹1,000+
Foreclosure Charges	None after 3 days	1% – 3% of principal
Penalty on Delay	None for 3 months	Starts after 1 month
Gold Release Time	Same Day	1 – 2 days
EMI Structure	Interest-only or Full EMI	Mostly Full EMI
Documents	Aadhaar, PAN, Address	5+ documents often
Doorstep Service	Yes (account setup)	Rare

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